Construction Insurance

Our construction insurance team work with all construction trades, including high-risk, non-standard trades to create a bespoke construction insurance policy for your broker-clients, all backed with ‘A’ rated insurance capacity.

Construction Insurance. Tailored and bespoke solutions. Non-standard and high-risk placements.

Non-Standard & High Risk Construction Insurance

Non-standard construction insurance is often challenging to place due to the high risk involved and the often large, specialist coverage limits required. As a specialty broker, we develop bespoke insurance solutions designed around the specific business exposures within the construction industry.

We offer a range of tailored casualty insurance solutions for the construction industry, including but not limited to professional indemnity/E&O, construction public liability insurance, and product liability insurance and excess layer solutions for our global broker-clients.

Professional Indemnity Insurance for the Construction Industry

Whether your clients work on one-off building extensions or multi-million commercial projects, we can create bespoke professional indemnity insurance for construction trades and contractors, often up to GBP/EUR/USD 100m for EL/PL/CAR.

We offer tailored construction insurance solutions to meet your clients’ needs, including ‘one-off’ larger limits to cover multiple projects throughout the year, or ‘excess layer’ solutions for clients seeking higher coverage limits.

Our facility is designed for construction and contractors who are established entities seeking larger limits. Minimum premiums / currency equivalent

  • GBP/EUR/USD 15,000 (EL/PL/CAR)
  • GBP/EUR/USD 7,500 standalone (PL/products)
  • GBP/EUR/USD 10m Primary for EL/PL GBP 25m+ Excess of Loss (EOL)

List of example trades (listed below – to suit trades catered for)

  • Abseiling contractors including offshore
  • Agricultural contractors
  • Asbestos consultants (excluding removal/handling)
  • Bricklayers/ground workers
  • Cladding contractors
  • Concrete pourers
  • Demolition contractors
  • Engineers (civil, mechanical, & structural)
  • Fabrications & steel erectors
  • Fire protection, assessors, & assigned certifiers
  • Formwork & reinforcement
  • High-risk security
  • Nuclear & petrochemical
  • Offshore manual and non-manual

Insurance Services for Construction

Brokerage

Changing market conditions across the construction sector can make placing specialty insurance challenging. Our network is adept and can place large, layered and niche client requirements.

Broker Solutions, Programs & Facilities

Using data driven coverage, underpinned by specialist underwriting knowledge of the construction sector, we are market leaders in delivering bespoke Underwriting and Broker solutions.

Lloyd’s Coverholder & Binding Authorities

We help retail brokers, MGAs and wholesalers to design, launch and manage delegated authority agreements that give them a competitive advantage in customer service and delivery. This includes the Lloyd’s sponsoring and seeking out capacity support from Lloyd’s syndicates.

Reinsurance & Captives for Construction

Using in-house actuarial analysis and with access to data rooms, we work with some of the world’s largest insurance companies, MGAs and captives to create bespoke construction reinsurance solutions, from bridges, roads and infrastructure projects.

Constructions Professions and Trades

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