Clinical Negligence Scheme for Trusts will NOT provide full protection to GP’s from the 1st April 2019!

Clinical Negligence Scheme for Trusts will NOT provide full protection to GP’s from the 1st April 2019!

Clinical Negligence Scheme for Trusts will NOT provide full protection to GP’s from the 1st April 2019!

21 Jan 2019

GP’s across the country will be aware that medical indemnity will be supplied through the Governments state backed indemnity scheme as of the 1st April 2019.

The State Backed Indemnity Scheme

By now, GP’s across the country will be aware that medical indemnity will be supplied through the Governments state backed indemnity scheme as of the 1st April 2019, meaning that GP’s will no longer need to pay for their medical indemnity costs going forward. The scheme which was announced in 2017 is the Government’s response to attract, increase and retain the number of GP’s in the UK, which has shown a stark decline over the last five years. Yearly rising indemnity costs and declinatures for indemnity by Medical Defence Organisations (MDO’s) were, and continue to be contributing factors of the decline in GP numbers. The scheme will therefore be a welcomed change to many current and prospective GP’s, who may see the new initiative as a “light at the end of tunnel” which may prove to be career defining. The Scheme will cover all NHS commissioned work including Partners, salaried, locum and out-of-hours commissioned NHS services. All members of the practice team, including those supervised by GPs e.g. nurse practitioners and paramedics, will also be covered by the scheme.

Does the Clinical Negligence Scheme for Trusts (CNST) cover all types of claims?

No. The scheme will only cover for clinical negligence (medical malpractice) claims, through the administration of the NHS Litigation Authority. The scheme will not provide any legal advice, regulatory or GMC representation, criminal defences or employment assistance to GP’s. It is therefore vital that GP’s do not see the scheme as an easy way to save on costs. Appropriate representation is still required for the aforementioned circumstances which leave GP’s with a massive exposure to claims. At Servca, we have developed our ServCare package for just these scenarios. Get in contact to learn more and visit our website where we have outlined the coverage specifics you receive when you join our Medical Union ServCare. E: erajadurai@servca.comT: 02078 469010

The State Backed Indemnity Scheme

By now, GP’s across the country will be aware that medical indemnity will be supplied through the Governments state backed indemnity scheme as of the 1st April 2019, meaning that GP’s will no longer need to pay for their medical indemnity costs going forward. The scheme which was announced in 2017 is the Government’s response to attract, increase and retain the number of GP’s in the UK, which has shown a stark decline over the last five years. Yearly rising indemnity costs and declinatures for indemnity by Medical Defence Organisations (MDO’s) were, and continue to be contributing factors of the decline in GP numbers. The scheme will therefore be a welcomed change to many current and prospective GP’s, who may see the new initiative as a “light at the end of tunnel” which may prove to be career defining. The Scheme will cover all NHS commissioned work including Partners, salaried, locum and out-of-hours commissioned NHS services. All members of the practice team, including those supervised by GPs e.g. nurse practitioners and paramedics, will also be covered by the scheme.

Does the Clinical Negligence Scheme for Trusts (CNST) cover all types of claims?

No. The scheme will only cover for clinical negligence (medical malpractice) claims, through the administration of the NHS Litigation Authority. The scheme will not provide any legal advice, regulatory or GMC representation, criminal defences or employment assistance to GP’s. It is therefore vital that GP’s do not see the scheme as an easy way to save on costs. Appropriate representation is still required for the aforementioned circumstances which leave GP’s with a massive exposure to claims. At Servca, we have developed our ServCare package for just these scenarios. Get in contact to learn more and visit our website where we have outlined the coverage specifics you receive when you join our Medical Union ServCare. E: erajadurai@servca.comT: 02078 469010

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BT1 2BE



+44 (0) 2895582000

ni@servca.com


Broker at Lloyd’s SLM1389

© 2024 Servca


Servca Group Ltd is a private limited company registered in England and Wales; Registered Number: 7727494; Registered Office: Dukes House, 32-38 Dukes Place, 5th Floor, London, EC3A 7LP, United Kingdom. Authorised and regulated by the Financial Conduct Authority. Servca European Insurance Brokers Ltd (a private limited company incorporated in Malta and enrolled to act as an insurance broker); Tower Business Centre, Level 3, Tower Street, Swatar, BKR, 4013, Republic of Malta. UK branch office is registered in England and Wales, authorised and regulated by the Financial Conduct Authority. Servca Canada Insurance Group Inc, a private limited company incorporated at 40 King Street West, Suite 2100, Toronto, M5H 3C2, Canada. Servca group of companies are owned and operated by Servca Group Holdings Ltd, a private limited company registered in England & Wales.

Privacy Policy

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Global Headquarters

Servca Group

Dukes House

32-38 Dukes Place

5th Floor

London, EC3A 7LP

United Kingdom


+44 (0) 207 2250000

info@servca.com


Broker at Lloyd’s SLM1389

European Office

Servca Europe

Dragonara Business Centre

Dragonara Road

5th Floor

St Julian’s, STJ 3141

Republic of Malta


+356 (20) 341690

eu@servca.com


Broker at Lloyd’s (Brussels) SLM1883

Canadian Office

Servca Canada Insurance Group Inc
40 King Street West
Suite 2100
Toronto
M5H 3C2
Canada


+1 (647) 846 5555

canada@servca.com


Non-regulated servicing company

Northern Ireland

Servca Northern Ireland
River House Belfast

48-60 High Street

Belfast

BT1 2BE



+44 (0) 2895582000

ni@servca.com


Broker at Lloyd’s SLM1389

© 2024 Servca


Servca Group Ltd is a private limited company registered in England and Wales; Registered Number: 7727494; Registered Office: Dukes House, 32-38 Dukes Place, 5th Floor, London, EC3A 7LP, United Kingdom. Authorised and regulated by the Financial Conduct Authority. Servca European Insurance Brokers Ltd (a private limited company incorporated in Malta and enrolled to act as an insurance broker); Tower Business Centre, Level 3, Tower Street, Swatar, BKR, 4013, Republic of Malta. UK branch office is registered in England and Wales, authorised and regulated by the Financial Conduct Authority. Servca Canada Insurance Group Inc, a private limited company incorporated at 40 King Street West, Suite 2100, Toronto, M5H 3C2, Canada. Servca group of companies are owned and operated by Servca Group Holdings Ltd, a private limited company registered in England & Wales.

Privacy Policy

Cookies

Global Headquarters

Servca Group

Dukes House

32-38 Dukes Place

5th Floor

London, EC3A 7LP

United Kingdom


+44 (0) 207 2250000

info@servca.com


Broker at Lloyd’s SLM1389

European Office

Servca Europe

Dragonara Business Centre

Dragonara Road

5th Floor

St Julian’s, STJ 3141

Republic of Malta


+356 (20) 341690

eu@servca.com


Broker at Lloyd’s (Brussels) SLM1883

Canadian Office

Servca Canada Insurance Group Inc
40 King Street West
Suite 2100
Toronto
M5H 3C2
Canada


+1 (647) 846 5555

canada@servca.com


Non-regulated servicing company

Northern Ireland

Servca Northern Ireland
River House Belfast

48-60 High Street

Belfast

BT1 2BE


+44 (0) 2895582000

ni@servca.com


Broker at Lloyd’s SLM1389

© 2024 Servca


Servca Group Ltd is a private limited company registered in England and Wales; Registered Number: 7727494; Registered Office: Dukes House, 32-38 Dukes Place, 5th Floor, London, EC3A 7LP, United Kingdom. Authorised and regulated by the Financial Conduct Authority. Servca European Insurance Brokers Ltd (a private limited company incorporated in Malta and enrolled to act as an insurance broker); Tower Business Centre, Level 3, Tower Street, Swatar, BKR, 4013, Republic of Malta. UK branch office is registered in England and Wales, authorised and regulated by the Financial Conduct Authority. Servca Canada Insurance Group Inc, a private limited company incorporated at 40 King Street West, Suite 2100, Toronto, M5H 3C2, Canada. Servca group of companies are owned and operated by Servca Group Holdings Ltd, a private limited company registered in England & Wales.

Privacy Policy

Cookies